November 26, 2021
Sometimes buying a car requires you to apply for a loan. And it’s important to note that this question applies to both new and used vehicles. Sometimes the loan can cover 100% of the cost, while in other cases it will cover part.
The loan comparators they duplicate. On the one hand, they make it easier for you to find the available offers specific to that purchase. Second, and not least, they provide data on the main existing conditions. For both reasons, it is good that you have good information to make decisions on.
It is true that, depending on the circumstances, the amount you might need to buy a car will vary. Anyway, and according to the notes, these are the main alternatives on the market of online loans:
Hi! Loan +
The personal loan Hello! Loan + has a Score of 80%, being the highest. As strong points, it is necessary to underline the maximum that is granted (between 300 and 10,000 euros) and the repayment period (between 2 and 60 months). Of course, in counterpoint, it should be noted that the TAE of these loans is 59.88%. Either way, due to the reliability this company provides, this is one of the options that should not be overlooked.
The Cofidis car loan is also rated at 80% (4 out of 5 stars). The main assets are the amount granted (from 500 to 15,000 euros) and interest, a 19.93% TAE. Now the only downside is that the the maximum repayment period is shorter (from 2 to 43 months). It is a good option for used cars that you want to pay off quickly. Therefore, it doesn’t hurt to take this possibility into account.
The Credit company is another of the benchmark operators on the market and has a Score of 80%. This is a great option if you want a low value, quick repayment loan. Unsurprisingly, the amount awarded is 500 to 5,000 euros the return period is 6 to 36 months. In addition, the rate loan interest is 21.99% APR, certainly acceptable. While there are shorter period options, they should be kept in mind.
A loan Ibancar.es This is another option that has good conditions for low or moderate spending. For example, he has a Overall score of 80%. In addition, the amount to be requested is between 600 to 6,000 euros, a return between 12 and 60 months. Finally, be aware that the APR is 18%, the smallest of this comparator. Therefore, if what you want is flexibility and good interests, It’s a possibility.
The loan of Findida.es is designed for a Quick return. On the other hand, it should be noted that the feedback is 70%. The general conditions are a concession of between 50 and 5,000 euros, to be returned between 3 and 24 months. Furthermore, it should be noted that the The APR is 79.6%. Therefore, you will be interested in this type of operation to buy a cheap used car.
The option of Zapo.es is the one who closes the classification, with a 50% rating. On the one hand, the amount granted is high, between 100 and 30,000 euros, to return between 5 days and 10 years. Second, the TAE is at acceptable levels for a fast return, 45%. Of course, the main problem is that more information is missing, which is extremely important.
The personal auto loans They can be of various types and, if you filter according to the user reviews, amount, interest and return conditions, it will be easy for you to find the option that interests you. At Finmero We have a comparison service to make it easier for you. Do not hesitate to contact us to find out about the different offers.