While having a taste is not a crime, we can identify some things that are more important than others and that we should not doubt when it comes to investing, since they will yield good results. These are three options to consider:

Studies

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We never know everything. Check what are the latest advances in your profession and train. Taking courses and diplomas allows you to continue adding to your career and opens doors to new opportunities. Many institutions offer great discounts for prompt payment, so when applying for a loan, you can get the course at a lower price and then pay it in installments that do not affect your monthly budget.

Home repairs

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Investing in improving and / or fixing the place where you rest is never bad. It will help you have more courage and feel calmer once you see that the garden is already fixed, the painted house or the old wiring replaced by a new one.

Something to improve your work. Having the necessary instruments also helps you perform better.Although saying no to impulse purchases may be difficult, in the long run it will be the decision that brings you the best results, as you will be prepared to face an emergency or you will be able to fulfill a dream that was previously out of your hands. A new laptop, a better quality camera or some security implements for those who work in the field, among others.

If you decide to invest in any of these options, evaluate your budget to see how much you can pay monthly and thus determine the ideal term for the loan you will request. It is preferable to be “adjusted” a few months and finish paying it earlier, than choosing the lowest installment and an endless term. Pay special attention to the rate offered, including commissions. Compare the alternatives and check which one is best for your wallet.